Raise your hand if you absolutely hate it when stores start putting out Christmas merchandise right after Labor Day weekend. I’m raising mine in between keystrokes. Stores put out Christmas merchandise extra early hoping you’ll start spending early and continue spending right until the end of the holiday season. I’m talking about Christmas because I’m […]

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There’s nothing like getting a raise.  More money coming into your home means more room in your wallet.  After finding out their getting a raise, most people start thinking of all the things they can now afford to buy.  A new tv, new wardrobe, new car… By all means you should enjoy your raise, but spending […]

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Having an emergency fund of at least 3-6 months of living expenses is important to keep you afloat in a financial disaster.  Since your emergency fund will be a large amount of money, you’ll likely keep it in a checking or savings account. This weekend my car battery died.  Since my car was parked in […]

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Some people spend every penny they earn, never putting any money aside for a rainy day.  Worse, they don’t put anything aside for their retirement. There’s another side to that coin.  The person that saves everything.  Having some extra money in the bank is a good thing, but is it possible to save too much? […]

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In case you haven’t heard companies are slashing jobs at record numbers.  What will you do if your employer let you go without any kind of severance?  How would you survive?  Collecting unemployment might be a viable option, but are you sure you qualify?  (Read How to Collect Unemployment). To prepare for times like these, every […]

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Having trouble saving up?  You’re not the only one.  According to CNN Money, almost half the people who make a New Year’s Resolution to save more money don’t make it past the first month.  So, as a solutuion, here are 4 ways you can “fool yourself into saving.” Do it automatically Give yourself a reward for […]

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