Payday loans are the absolute worst type of loan you can take out.  It’s not just because the loan itself – though triple digit interest rates has a lot to do with it.  It’s also because of the situation that breeds the need for these loans. You don’t have savings or credit card (otherwise, you […]

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There’s nothing like getting a raise.  More money coming into your home means more room in your wallet.  After finding out their getting a raise, most people start thinking of all the things they can now afford to buy.  A new tv, new wardrobe, new car… By all means you should enjoy your raise, but spending […]

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