The first time I took a look at my monthly spending, I realized I was spending around 6-7% my take home salary at the grocery store.  Not bad for a family of 2 or 3, but I was feeding just 1 person – me.  I realized that was absolutely unnecessary.  If you take a hard […]

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Noticing you need more money in your budget is one thing.  Taking action is another.  It doesn’t take long to convince yourself that everything you spend money on is absolutely necessary.   Changing this mindset is the first step to getting rid of unnecessary expenses. Each time you get ready to spend money on something, ask yourself, […]

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If you took a close look at the amount of money you spent each month, you’d be surprised at all things you buy that aren’t really worth it.  Last month, I decided to “trim the fat” from my spending.  So, I looked at my debit card transactions (since that’s how I typically spend money) cut […]

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What’s this bad word “budgeting” and why are so many people so afraid to do it? People tend to associate budgeting with things like “cutting back” and “frugal living.” These are not bad things. Sometimes, situations call for you to cut back on some expenses and spend less money, for a greater goal of course. […]

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