The recent failure of IndyMac, a California-based bank, brings up the question about bank account insurance.  How upset would you be if you were one of the customers with $100,000+ in your bank, but couldn’t get any of it?  Now’s a good time to review the basics of FDIC insurance and to examine each of […]

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I didn’t really choose my first bank.  My parents used it, so I did too.  Had I known anything about checking accounts and fees, I would have shopped around and that bank would have been my last choice.  Their “business days” were set up in such a way that deposits were credited to my account […]

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