If you took a close look at the amount of money you spent each month, you’d be surprised at all things you buy that aren’t really worth it.  Last month, I decided to “trim the fat” from my spending.  So, I looked at my debit card transactions (since that’s how I typically spend money) cut $…  Here’s what I found to cut.

  • $11.95 on credit monitoring service
  • $21.95 on Blockbuster Online subscription
  • $24.25 on renter’s insurance
  • $26 on Cinemax and HBO (do I really need to watch that many moves?)
  • $90 on cell phone bill
  • $145 on car insurance
  • Total = $174.15

It took some work, but I was able to cut $100 from these expenses.  How’d I do it?

  • Cancelled the credit montoring service
  • Cancelled Blockbuster Online
  • Reduced insurance coverage and saved $7
  • Cancelled HBO & Cinemax
  • Lowered cell phone bill by $30 by cutting out features and reducing my rate plan
  • Got some discounts and cut car insurance by $9

I know I’ll have to adjust to the drastic reduction in movie availability, but I’ll survive.  What am I doing with the extra $100? Saving it.