Spending money has never been more convenient than when debit cards were invented. Debit cards may have made it a little too easy to spend.

When you use your debit card, it’s hard to keep an idea of your account balance. You can swipe to your heart’s content and won’t know whether you’ve overspent until you take the time to check your account balance.

Cash physically disappears when you spend it, so it’s impossible to overspend. With a debit card, you can continue spending until you drain your account and the bank won’t stop you.

Instead of using your debit card to make purchases, withdraw cash from an ATM. That way you’ll always know how much money you’re able to spend. Seeing how much cash you have – or don’t have – will help you resist impulse buys.