Financial advisors don’t know as much as they fool you into thinking they do.  Many of them can’t give you any detailed information about the calculations they do on your finances.  CNN Money’s mole gives advice on how to choose a financial advisor that actually knows the financial business. When you’re interviewing advisors, venture outside […]

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If you got your 2007 refund via direct deposit, you’ll get your rebate sooner than taxfilers who opted to receive a check in the mail, MSNBC reports.  The lower the last two digits of your social security number, the sooner you’ll get your rebate.  So if your social ends in ’03 and you used direct […]

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I didn’t really choose my first bank.  My parents used it, so I did too.  Had I known anything about checking accounts and fees, I would have shopped around and that bank would have been my last choice.  Their “business days” were set up in such a way that deposits were credited to my account […]

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In case you haven’t heard companies are slashing jobs at record numbers.  What will you do if your employer let you go without any kind of severance?  How would you survive?  Collecting unemployment might be a viable option, but are you sure you qualify?  (Read How to Collect Unemployment). To prepare for times like these, every […]

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The first time I took a look at my monthly spending, I realized I was spending around 6-7% my take home salary at the grocery store.  Not bad for a family of 2 or 3, but I was feeding just 1 person – me.  I realized that was absolutely unnecessary.  If you take a hard […]

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It’s tax season and id theives and crooks use this season,  just as they do winter, summer, spring, and fall, to scam consumers out of money and personal information.  Here’s an email I recently received from “service@irs.gov”. After the last annual calculations of your fiscal activity we have determined that you are eligible to receive […]

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Noticing you need more money in your budget is one thing.  Taking action is another.  It doesn’t take long to convince yourself that everything you spend money on is absolutely necessary.   Changing this mindset is the first step to getting rid of unnecessary expenses. Each time you get ready to spend money on something, ask yourself, […]

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The IRS is probably the last business you want to get mail from.  But, if you get a letter in the next few weeks, don’t be afraid to open it.  MSNBC reports the IRS will be sending out notices about the tax rebate being sent out later this year. The IRS mailing will be titled […]

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If you took a close look at the amount of money you spent each month, you’d be surprised at all things you buy that aren’t really worth it.  Last month, I decided to “trim the fat” from my spending.  So, I looked at my debit card transactions (since that’s how I typically spend money) cut […]

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Having trouble saving up?  You’re not the only one.  According to CNN Money, almost half the people who make a New Year’s Resolution to save more money don’t make it past the first month.  So, as a solutuion, here are 4 ways you can “fool yourself into saving.” Do it automatically Give yourself a reward for […]

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