After you’ve stocked away tens, even hundreds, of thousands of dollars into your 401K, you may be tempted to borrow against when, say, you want to buy new furniture for your house or you want to pay off a high credit card bill.  Let’s take a look at why you shouldn’t touch your 401K until […]

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The recent failure of IndyMac, a California-based bank, brings up the question about bank account insurance.  How upset would you be if you were one of the customers with $100,000+ in your bank, but couldn’t get any of it?  Now’s a good time to review the basics of FDIC insurance and to examine each of […]

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I don’t know about you, but I feel the weakness of this economy each time I pump a tank of gas or visit the grocery store.  Prices are rising and unfortunately, wages aren’t rising to keep up.  Living paycheck to paycheck isn’t a desirable way of life and making more money might not be an […]

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Guilty pleasures, everyone has them.  In your budget, they’re the things you can’t resist buying.  The things you later regret buying.  The things you wish you could take back when you can’t pay your credit card bill.  Even in a budget crunch, you’ll find yourself making room for your guilty pleasure. When it comes to […]

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I almost feel silly writing this because I know you’ll laugh.  This is so simple, I’m sure you already know it.  But, like millions of others, you’ve made budgeting and spending so complex, you’ve forgotten the elementary principles behind money management. You’re not the only one.  People do it all the time.  That’s why there are […]

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