I have a problem with people who buy what they want and beg for what they need.  I put work into managing my money, often sacrificing dinner dates and shopping sprees.  Those sacrifices are not meant to finance someone else’s lavish lifestyle.  It bothers me when someone who could have been making better financial choices asks […]

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Thanks to easier borrowing, Generation Z won’t know anything about layaway.  That’s when you make payments for an item before you take it home as opposed to after. Today’s society waits for nothing, so instead they’re renting some of the most ridiculous things.  Personal finance expert and MSN columnist Liz Pulliam Weston, writes 5 things you […]

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Gas prices keep going up.  Economists were predicting prices at the pump would reach $4 by the end of the summer.  Lots of places are already seeing prices above that and summer hasn’t even started!  Drivers of SUVs, trucks, and even people who drive cars that require premium gas are feeling the hardest hit.  Should […]

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Some people spend every penny they earn, never putting any money aside for a rainy day.  Worse, they don’t put anything aside for their retirement. There’s another side to that coin.  The person that saves everything.  Having some extra money in the bank is a good thing, but is it possible to save too much? […]

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How often do you wish your financial sitaution was better?  Now, how often do you do something to make your finances better? You (and only you) have control over your money.  If you don’t like the way your wallet looks these days, you (and only you) can do something about it. Take the time you […]

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If you make a goal to get your graduate degree by age 27, you’ll take steps to reach that goal.  You might get a job with a company that has tuition reimbursement.  You might take a class to prepare you for the GMAT, LSAT, etc.  When you make decisions, you’ll keep your goal in mind. The same is […]

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Making a budget on paper is a good start, but for some people, it’s tough to put the paper budget into pratice.  You have to keep running totals of what you’ve spent in each of your budget categories and frequently compare it to what you’ve budgeted.  What good is a budget if the process is […]

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If you used direct deposit on your 2007  income tax, you probably got your tax rebate last week.  Otherwise, you can expect to get your check in the mail by July.  (See Who Gets Their Rebate First? to find out when you can expect to get your rebate).  You probably have gotten anywhere from $300 to […]

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Prices on nearly everything keep rising but incomes aren’t increasing to match.  Unless you were previously underspending your income, you’re starting to feel the pinch in your wallet. Now’s the time to make some important decisions about the money you’re spending.  You might have to say no to some things and cut out some of your […]

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