Noticing you need more money in your budget is one thing.  Taking action is another.  It doesn’t take long to convince yourself that everything you spend money on is absolutely necessary.   Changing this mindset is the first step to getting rid of unnecessary expenses. Each time you get ready to spend money on something, ask yourself, […]

continue reading.....

The IRS is probably the last business you want to get mail from.  But, if you get a letter in the next few weeks, don’t be afraid to open it.  MSNBC reports the IRS will be sending out notices about the tax rebate being sent out later this year. The IRS mailing will be titled […]

continue reading.....

If you took a close look at the amount of money you spent each month, you’d be surprised at all things you buy that aren’t really worth it.  Last month, I decided to “trim the fat” from my spending.  So, I looked at my debit card transactions (since that’s how I typically spend money) cut […]

continue reading.....

Having trouble saving up?  You’re not the only one.  According to CNN Money, almost half the people who make a New Year’s Resolution to save more money don’t make it past the first month.  So, as a solutuion, here are 4 ways you can “fool yourself into saving.” Do it automatically Give yourself a reward for […]

continue reading.....

What’s this bad word “budgeting” and why are so many people so afraid to do it? People tend to associate budgeting with things like “cutting back” and “frugal living.” These are not bad things. Sometimes, situations call for you to cut back on some expenses and spend less money, for a greater goal of course. […]

continue reading.....

I don’t have to tell you what would happen if you walked around all day with a blindfold covering your eyes. You’d run into all kinds of things and probably injure yourself pretty badly. If you had the luxury of spending your day in an open field with no trees, buildings, or other people, then […]

continue reading.....